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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,706 | $65,367+90.8% | $92,915+34.2% | $72,976+70.9% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 17.88% | 42.11%-24.2pp | 109.45%-91.6pp | 81.02%-63.1pp |
| Employer contribution / active EE | $7,143 | $2,594+175.4% | $3,653+95.5% | $2,440+192.7% |
| Participant deferral / active EE | $865 | $3,128-72.4% | $4,238-79.6% | $3,608-76.0% |
| Admin fee / account holder | $3,560 | $4,251-16.3% | $5,796-38.6% | $5,124-30.5% |