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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,006 | $124,330+15.0% | $109,173+31.0% | $167,536-14.6% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 9.66% | 26.04%-16.4pp | 25.75%-16.1pp | 478.82%-469.2pp |
| Employer contribution / active EE | $7,708 | $4,209+83.1% | $3,723+107.1% | $4,839+59.3% |
| Participant deferral / active EE | $1,196 | $5,256-77.3% | $4,654-74.3% | $6,342-81.1% |
| Admin fee / account holder | $846 | $7,974-89.4% | $6,755-87.5% | $12,315-93.1% |