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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,272 | $157,829-9.9% | $136,867+3.9% | $198,609-28.4% |
| Participation rate | 75.0% | 77.2%-2.2pp | 74.5%+0.5pp | 82.4%-7.4pp |
| Annual return | 16.50% | 51.25%-34.7pp | 42.97%-26.5pp | 202.70%-186.2pp |
| Employer contribution / active EE | $316 | $3,923-91.9% | $3,547-91.1% | $5,055-93.7% |
| Participant deferral / active EE | $5,682 | $5,463+4.0% | $4,924+15.4% | $6,977-18.6% |
| Admin fee / account holder | $17,831 | $11,107+60.5% | $10,340+72.4% | $19,030-6.3% |