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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,163 | $76,407+345.2% | $150,298+126.3% | $82,448+312.6% |
| Participation rate | 70.4% | 66.4%+4.0pp | 77.8%-7.4pp | 68.1%+2.3pp |
| Annual return | 9.68% | 39.99%-30.3pp | 62.79%-53.1pp | 41.64%-32.0pp |
| Employer contribution / active EE | $1,726 | $2,614-34.0% | $4,154-58.5% | $2,551-32.3% |
| Participant deferral / active EE | $3,841 | $3,214+19.5% | $5,453-29.6% | $4,139-7.2% |
| Admin fee / account holder | $21,008 | $6,352+230.7% | $14,116+48.8% | $7,234+190.4% |