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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,224 | $93,617+135.2% | $135,982+62.0% | $75,177+192.9% |
| Participation rate | 89.7% | 75.2%+14.5pp | 81.9%+7.7pp | 67.2%+22.5pp |
| Annual return | 15.16% | 30.89%-15.7pp | 68.32%-53.2pp | 160.75%-145.6pp |
| Employer contribution / active EE | $6,035 | $3,538+70.6% | $4,859+24.2% | $2,671+125.9% |
| Participant deferral / active EE | $10,589 | $6,406+65.3% | $7,760+36.5% | $4,126+156.6% |
| Admin fee / account holder | $14,595 | $6,980+109.1% | $10,767+35.5% | $5,651+158.3% |