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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,644 | $105,210+164.8% | $159,487+74.7% | $85,851+224.6% |
| Participation rate | 82.9% | 75.8%+7.1pp | 82.8%+0.1pp | 69.3%+13.6pp |
| Annual return | 9.90% | 45.08%-35.2pp | 263.71%-253.8pp | 318.63%-308.7pp |
| Employer contribution / active EE | $10,546 | $3,319+217.7% | $4,831+118.3% | $2,565+311.1% |
| Participant deferral / active EE | $11,394 | $5,946+91.6% | $7,354+54.9% | $3,952+188.3% |
| Admin fee / account holder | $100,360 | $6,934+1347.3% | $10,804+828.9% | $6,261+1503.0% |