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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,050 | $98,776+215.9% | $149,745+108.4% | $79,856+290.8% |
| Participation rate | 91.1% | 75.8%+15.3pp | 82.5%+8.6pp | 69.6%+21.5pp |
| Annual return | 11.72% | 27.38%-15.7pp | 276.72%-265.0pp | 31.71%-20.0pp |
| Employer contribution / active EE | $12,577 | $3,217+290.9% | $4,646+170.7% | $2,471+408.9% |
| Participant deferral / active EE | $9,088 | $5,681+60.0% | $6,843+32.8% | $3,741+143.0% |
| Admin fee / account holder | $71,464 | $6,053+1080.7% | $9,312+667.5% | $5,306+1246.7% |