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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,399 | $102,382+120.2% | $147,005+53.3% | $80,874+178.7% |
| Participation rate | 96.4% | 75.8%+20.6pp | 82.2%+14.3pp | 67.6%+28.8pp |
| Annual return | 11.06% | 134.89%-123.8pp | 418.76%-407.7pp | 35.62%-24.6pp |
| Employer contribution / active EE | $6,840 | $3,715+84.1% | $4,934+38.6% | $2,756+148.2% |
| Participant deferral / active EE | $10,009 | $6,646+50.6% | $8,070+24.0% | $4,297+132.9% |
| Admin fee / account holder | $32,223 | $7,942+305.7% | $13,006+147.8% | $6,935+364.6% |