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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,747 | $93,345+167.6% | $119,126+109.6% | $87,485+185.5% |
| Participation rate | 100.0% | 68.7%+31.3pp | 75.8%+24.2pp | 68.9%+31.1pp |
| Annual return | 4.29% | 19.08%-14.8pp | 282.11%-277.8pp | 26.06%-21.8pp |
| Employer contribution / active EE | $11,052 | $3,172+248.5% | $4,034+174.0% | $2,596+325.7% |
| Participant deferral / active EE | $8,749 | $4,099+113.5% | $5,318+64.5% | $4,274+104.7% |
| Admin fee / account holder | $4,687 | $8,039-41.7% | $10,693-56.2% | $7,775-39.7% |