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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,233 | $65,367+108.4% | $92,915+46.6% | $72,976+86.7% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 2.48% | 42.11%-39.6pp | 109.45%-107.0pp | 81.02%-78.5pp |
| Employer contribution / active EE | $13,622 | $2,594+425.2% | $3,653+272.9% | $2,440+458.3% |
| Participant deferral / active EE | $6,313 | $3,128+101.8% | $4,238+49.0% | $3,608+75.0% |
| Admin fee / account holder | $1,848 | $4,251-56.5% | $5,796-68.1% | $5,124-63.9% |