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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,038 | $73,988+152.8% | $96,538+93.7% | $75,177+148.8% |
| Participation rate | 96.9% | 66.4%+30.4pp | 74.3%+22.5pp | 67.2%+29.7pp |
| Annual return | -4.90% | 26.73%-31.6pp | 35.74%-40.6pp | 160.75%-165.7pp |
| Employer contribution / active EE | $13,309 | $2,930+354.2% | $3,740+255.8% | $2,671+398.3% |
| Participant deferral / active EE | $9,065 | $3,660+147.7% | $4,880+85.7% | $4,126+119.7% |
| Admin fee / account holder | $10,465 | $5,220+100.5% | $6,737+55.3% | $5,651+85.2% |