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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,747 | $105,284+137.2% | $150,734+65.7% | $94,015+165.6% |
| Participation rate | 100.0% | 71.7%+28.3pp | 78.4%+21.6pp | 70.8%+29.2pp |
| Annual return | 4.29% | 15.67%-11.4pp | 600.81%-596.5pp | 17.84%-13.6pp |
| Employer contribution / active EE | $11,052 | $3,599+207.1% | $4,918+124.7% | $2,790+296.1% |
| Participant deferral / active EE | $8,749 | $4,274+104.7% | $5,610+56.0% | $4,249+105.9% |
| Admin fee / account holder | $4,687 | $9,839-52.4% | $14,905-68.6% | $8,951-47.6% |