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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,794 | $99,995-70.2% | $85,063-65.0% | $145,978-79.6% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.8pp | 80.3%-13.6pp |
| Annual return | 11.96% | 83.99%-72.0pp | 66.54%-54.6pp | 550.52%-538.6pp |
| Employer contribution / active EE | $2,626 | $3,231-18.7% | $2,727-3.7% | $4,662-43.7% |
| Participant deferral / active EE | $4,020 | $5,295-24.1% | $4,523-11.1% | $6,690-39.9% |
| Admin fee / account holder | $62,021 | $7,255+754.9% | $6,155+907.6% | $13,400+362.8% |