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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,296 | $96,388-39.5% | $80,627-27.7% | $139,466-58.2% |
| Participation rate | 60.0% | 73.6%-13.6pp | 67.0%-7.0pp | 80.3%-20.3pp |
| Annual return | 16.88% | 1352.08%-1335.2pp | 936.76%-919.9pp | 373.66%-356.8pp |
| Employer contribution / active EE | $2,123 | $3,260-34.9% | $2,723-22.0% | $4,754-55.4% |
| Participant deferral / active EE | $3,593 | $5,224-31.2% | $4,443-19.1% | $6,712-46.5% |
| Admin fee / account holder | $2,330 | $6,603-64.7% | $5,381-56.7% | $11,409-79.6% |