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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,548 | $81,870+70.5% | $119,622+16.7% | $68,486+103.8% |
| Participation rate | 83.8% | 71.9%+11.9pp | 79.3%+4.5pp | 67.9%+15.9pp |
| Annual return | -18.23% | -23.82%+5.6pp | -14.98%-3.2pp | -7.85%-10.4pp |
| Employer contribution / active EE | $20 | $2,692-99.3% | $4,232-99.5% | $2,597-99.2% |
| Participant deferral / active EE | $4,303 | $4,148+3.7% | $5,601-23.2% | $4,028+6.8% |
| Admin fee / account holder | $2,410 | $6,583-63.4% | $10,328-76.7% | $5,404-55.4% |