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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,576 | $78,707+101.5% | $117,861+34.5% | $70,126+126.1% |
| Participation rate | 82.1% | 73.2%+9.0pp | 79.7%+2.5pp | 69.5%+12.6pp |
| Annual return | 17.49% | 23.30%-5.8pp | 335.11%-317.6pp | 73.15%-55.7pp |
| Employer contribution / active EE | $3,815 | $2,223+71.6% | $3,786+0.8% | $2,343+62.8% |
| Participant deferral / active EE | $4,501 | $3,297+36.5% | $4,482+0.4% | $3,332+35.1% |
| Admin fee / account holder | $7,252 | $5,066+43.2% | $8,021-9.6% | $4,645+56.1% |