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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,331 | $72,404+95.2% | $110,243+28.2% | $64,173+120.2% |
| Participation rate | 92.9% | 73.3%+19.5pp | 79.8%+13.0pp | 69.6%+23.3pp |
| Annual return | -5.82% | -6.29%+0.5pp | 314.76%-320.6pp | 7.63%-13.5pp |
| Employer contribution / active EE | $3,994 | $2,282+75.1% | $3,827+4.4% | $2,381+67.8% |
| Participant deferral / active EE | $4,669 | $3,469+34.6% | $4,672-0.1% | $3,470+34.6% |
| Admin fee / account holder | $11,747 | $5,664+107.4% | $8,548+37.4% | $4,887+140.4% |