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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,623 | $108,825+112.8% | $156,181+48.3% | $82,448+180.9% |
| Participation rate | 62.9% | 72.4%-9.5pp | 78.8%-16.0pp | 68.1%-5.2pp |
| Annual return | 15.86% | 20.59%-4.7pp | 64.87%-49.0pp | 41.64%-25.8pp |
| Employer contribution / active EE | $4,704 | $2,870+63.9% | $4,294+9.6% | $2,551+84.4% |
| Participant deferral / active EE | $5,427 | $4,577+18.6% | $6,132-11.5% | $4,139+31.1% |
| Admin fee / account holder | $2,999 | $9,341-67.9% | $14,586-79.4% | $7,234-58.5% |