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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,905 | $91,198+192.7% | $178,503+49.5% | $79,856+234.2% |
| Participation rate | 98.1% | 69.2%+28.9pp | 81.9%+16.1pp | 69.6%+28.4pp |
| Annual return | 19.50% | 24.20%-4.7pp | 151.12%-131.6pp | 31.71%-12.2pp |
| Employer contribution / active EE | $18,746 | $3,257+475.6% | $5,011+274.1% | $2,471+658.6% |
| Participant deferral / active EE | $11,822 | $3,237+265.3% | $5,202+127.3% | $3,741+216.1% |
| Admin fee / account holder | $5,556 | $6,748-17.7% | $13,987-60.3% | $5,306+4.7% |