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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,545 | $75,962+257.5% | $154,108+76.2% | $64,173+323.1% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -7.17% | 30.32%-37.5pp | 735.21%-742.4pp | 7.63%-14.8pp |
| Employer contribution / active EE | $17,873 | $3,350+433.5% | $5,298+237.4% | $2,381+650.7% |
| Participant deferral / active EE | $11,235 | $3,175+253.9% | $5,081+121.1% | $3,470+223.8% |
| Admin fee / account holder | $12,060 | $5,589+115.8% | $13,411-10.1% | $4,887+146.8% |