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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,239 | $98,776+33.9% | $149,745-11.7% | $79,856+65.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 10.81% | 27.38%-16.6pp | 276.72%-265.9pp | 31.71%-20.9pp |
| Employer contribution / active EE | $5,863 | $3,217+82.2% | $4,646+26.2% | $2,471+137.2% |
| Participant deferral / active EE | $5,702 | $5,681+0.4% | $6,843-16.7% | $3,741+52.4% |
| Admin fee / account holder | $3,332 | $6,053-44.9% | $9,312-64.2% | $5,306-37.2% |