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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,928 | $99,875+154.2% | $146,866+72.9% | $86,983+191.9% |
| Participation rate | 80.6% | 75.8%+4.8pp | 82.5%-1.9pp | 69.5%+11.1pp |
| Annual return | 13.36% | 28.10%-14.7pp | 102.85%-89.5pp | 25.83%-12.5pp |
| Employer contribution / active EE | $8,962 | $3,224+178.0% | $4,425+102.6% | $2,584+246.8% |
| Participant deferral / active EE | $9,457 | $6,322+49.6% | $7,759+21.9% | $4,194+125.5% |
| Admin fee / account holder | $1,354 | $7,838-82.7% | $13,620-90.1% | $7,856-82.8% |