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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,885 | $115,225+101.2% | $100,712+130.2% | $138,895+66.9% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 13.01% | 40.35%-27.3pp | 33.27%-20.3pp | 145.39%-132.4pp |
| Employer contribution / active EE | $10,916 | $2,771+293.9% | $2,313+372.0% | $4,194+160.3% |
| Participant deferral / active EE | $9,644 | $4,699+105.2% | $4,085+136.1% | $6,396+50.8% |
| Admin fee / account holder | $6,148 | $10,844-43.3% | $9,256-33.6% | $12,562-51.1% |