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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,768 | $95,975-30.4% | $74,549-10.4% | $135,379-50.7% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -5.60% | 56.96%-62.6pp | 32.53%-38.1pp | 519.79%-525.4pp |
| Employer contribution / active EE | $8,882 | $2,716+227.0% | $1,961+352.9% | $4,779+85.9% |
| Participant deferral / active EE | $4,219 | $3,844+9.8% | $3,108+35.7% | $5,609-24.8% |
| Admin fee / account holder | $1,284 | $6,522-80.3% | $5,059-74.6% | $10,828-88.1% |