Filed April 1, 1998 (most recent of 2 filings on file)
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
FID INV INST OPS CO1 year Filed as: FID INV INSTL OPS CO Service code 37 · EIN 04-2647786 | Loan Processing | $441,672 |
NORTHERN TRUST COMPANY1 year Service code 21 · EIN 36-1561860 | Bank Trustee | $385,250 |
ARNERICH MASSENA3+ years Filed as: ARNERICH MASSENA AND ASSOCIATES Service code 27 · EIN 93-1119724 | Advisory (Plan) | $161,870 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,281 | $100,545+48.5% | $110,243+35.4% | $73,367+103.5% |
| Participation rate | 59.9% | 67.8%-7.9pp | 79.8%-19.9pp | 69.5%-9.6pp |
| Annual return | 15.08% | -1.49%+16.6pp | 314.76%-299.7pp | 173.45%-158.4pp |
| Employer contribution / active EE | $3,931 | $2,405+63.5% | $3,827+2.7% | $2,499+57.3% |
| Participant deferral / active EE | $3,619 | $3,439+5.2% | $4,672-22.5% | $4,033-10.3% |
| Admin fee / account holder | $35 | $81-56.5% | $8,548-99.6% | $68-48.7% |