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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,171 | $175,259-61.1% | $149,723-54.5% | $139,487-51.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 9.78% | 166.82%-157.0pp | 134.50%-124.7pp | 373.84%-364.1pp |
| Employer contribution / active EE | $7,552 | $5,478+37.9% | $4,821+56.6% | $4,755+58.8% |
| Participant deferral / active EE | $7,316 | $6,522+12.2% | $5,682+28.8% | $6,713+9.0% |
| Admin fee / account holder | $2,117 | $16,158-86.9% | $13,215-84.0% | $11,407-81.4% |