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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,127 | $217,432-55.3% | $185,851-47.7% | $167,553-42.0% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 6.20% | 148.43%-142.2pp | 122.11%-115.9pp | 478.89%-472.7pp |
| Employer contribution / active EE | $5,020 | $5,874-14.5% | $5,168-2.9% | $4,840+3.7% |
| Participant deferral / active EE | $4,085 | $6,357-35.7% | $5,569-26.6% | $6,343-35.6% |
| Admin fee / account holder | $5,931 | $19,820-70.1% | $16,245-63.5% | $12,316-51.8% |