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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,614 | $73,863-12.5% | $143,797-55.1% | $68,490-5.7% |
| Participation rate | 96.2% | 66.7%+29.5pp | 80.3%+15.8pp | 67.9%+28.3pp |
| Annual return | -25.46% | 0.91%-26.4pp | -0.04%-25.4pp | -7.85%-17.6pp |
| Employer contribution / active EE | $5,343 | $3,185+67.8% | $4,952+7.9% | $2,597+105.7% |
| Participant deferral / active EE | $4,326 | $3,385+27.8% | $5,638-23.3% | $4,028+7.4% |
| Admin fee / account holder | $2,964 | $5,756-48.5% | $14,679-79.8% | $5,403-45.1% |