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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,183 | $71,208+154.4% | $93,681+93.4% | $80,911+123.9% |
| Participation rate | 74.1% | 60.4%+13.7pp | 68.7%+5.3pp | 67.6%+6.4pp |
| Annual return | 9.51% | 11.27%-1.8pp | 133.47%-124.0pp | 35.63%-26.1pp |
| Employer contribution / active EE | $1,413 | $1,564-9.7% | $2,422-41.6% | $2,756-48.7% |
| Participant deferral / active EE | $7,693 | $4,035+90.7% | $4,415+74.2% | $4,297+79.0% |
| Admin fee / account holder | $18,907 | $6,951+172.0% | $8,290+128.1% | $6,935+172.7% |