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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,515 | $65,555+141.8% | $86,216+83.9% | $75,173+110.9% |
| Participation rate | 80.6% | 60.5%+20.2pp | 69.0%+11.7pp | 67.2%+13.4pp |
| Annual return | 9.70% | 46.07%-36.4pp | 1169.42%-1159.7pp | 160.72%-151.0pp |
| Employer contribution / active EE | $1,318 | $1,553-15.1% | $2,382-44.7% | $2,671-50.7% |
| Participant deferral / active EE | $7,567 | $3,023+150.3% | $3,986+89.8% | $4,126+83.4% |
| Admin fee / account holder | $52,644 | $5,469+862.6% | $6,853+668.1% | $5,651+831.7% |