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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,315 | $142,972-38.9% | $214,702-59.3% | $86,983+0.4% |
| Participation rate | 94.2% | 84.9%+9.4pp | 87.5%+6.8pp | 69.5%+24.7pp |
| Annual return | 11.35% | 18.49%-7.1pp | 54.55%-43.2pp | 25.83%-14.5pp |
| Employer contribution / active EE | $2,849 | $4,635-38.5% | $6,461-55.9% | $2,584+10.3% |
| Participant deferral / active EE | $7,040 | $6,568+7.2% | $9,147-23.0% | $4,194+67.9% |
| Admin fee / account holder | $4,794 | $17,617-72.8% | $19,830-75.8% | $7,856-39.0% |