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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,801 | $125,797-24.6% | $170,057-44.3% | $75,177+26.1% |
| Participation rate | 78.0% | 83.6%-5.6pp | 87.0%-9.0pp | 67.2%+10.8pp |
| Annual return | 9.58% | 27.20%-17.6pp | 53.42%-43.8pp | 160.75%-151.2pp |
| Employer contribution / active EE | $1,278 | $4,616-72.3% | $6,790-81.2% | $2,671-52.2% |
| Participant deferral / active EE | $4,784 | $6,838-30.0% | $10,411-54.0% | $4,126+15.9% |
| Admin fee / account holder | $19,738 | $8,177+141.4% | $12,826+53.9% | $5,651+249.3% |