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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,144 | $138,386-34.1% | $184,260-50.5% | $80,935+12.6% |
| Participation rate | 79.2% | 83.9%-4.6pp | 86.8%-7.6pp | 67.7%+11.6pp |
| Annual return | 8.88% | 20.02%-11.1pp | 28.84%-20.0pp | 35.66%-26.8pp |
| Employer contribution / active EE | $1,413 | $4,851-70.9% | $6,427-78.0% | $2,757-48.8% |
| Participant deferral / active EE | $4,499 | $7,076-36.4% | $9,133-50.7% | $4,299+4.6% |
| Admin fee / account holder | $7,266 | $10,489-30.7% | $13,898-47.7% | $6,924+4.9% |