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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,315 | $149,446-41.6% | $256,809-66.0% | $94,015-7.1% |
| Participation rate | 94.2% | 85.3%+8.9pp | 88.5%+5.7pp | 70.8%+23.4pp |
| Annual return | 11.35% | 17.55%-6.2pp | 32.73%-21.4pp | 17.84%-6.5pp |
| Employer contribution / active EE | $2,849 | $4,596-38.0% | $7,263-60.8% | $2,790+2.1% |
| Participant deferral / active EE | $7,040 | $6,491+8.5% | $9,520-26.1% | $4,249+65.7% |
| Admin fee / account holder | $4,794 | $24,035-80.1% | $25,146-80.9% | $8,951-46.4% |