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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,315 | $146,267-40.3% | $197,124-55.7% | $82,448+5.9% |
| Participation rate | 94.2% | 84.0%+10.2pp | 86.7%+7.5pp | 68.1%+26.2pp |
| Annual return | 11.35% | 29.61%-18.3pp | 44.34%-33.0pp | 41.64%-30.3pp |
| Employer contribution / active EE | $2,849 | $4,723-39.7% | $6,227-54.2% | $2,551+11.7% |
| Participant deferral / active EE | $7,040 | $7,035+0.1% | $9,135-22.9% | $4,139+70.1% |
| Admin fee / account holder | $4,794 | $14,422-66.8% | $16,298-70.6% | $7,234-33.7% |