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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,315 | $145,431-40.0% | $211,142-58.6% | $87,485-0.2% |
| Participation rate | 94.2% | 84.7%+9.5pp | 87.3%+6.9pp | 68.9%+25.3pp |
| Annual return | 11.35% | 27.21%-15.9pp | 46.84%-35.5pp | 26.06%-14.7pp |
| Employer contribution / active EE | $2,849 | $4,662-38.9% | $6,442-55.8% | $2,596+9.8% |
| Participant deferral / active EE | $7,040 | $6,859+2.6% | $9,284-24.2% | $4,274+64.7% |
| Admin fee / account holder | $4,794 | $17,052-71.9% | $19,076-74.9% | $7,775-38.3% |