Retirement plan

C.A.T. RETIREMENT AND SAVINGS PLAN

Name: COMMUNITY ACTION TEAM, INC. - C.A.T. RETIREMENT AND SAVINGS PLAN (2016) Form 5500
Creator: COMMUNITY ACTION TEAM, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, C.A.T. RETIREMENT AND SAVINGS PLAN, COMMUNITY ACTION TEAM, INC.

COMMUNITY ACTION TEAM, INC.EIN 93-0554156Plan #002PY 2016

124 N 18TH ST - ST. HELENS, OR 97051503-366-6570LinkedIn51-200 employeesindividual & family services

Prospect flagsLow fidelity bond

How to read this page

Total assets (EOY)

$2.3M

+12.0% from 2015

Total participants

156

+4.7% from 2015

Average account balance

$17,391

+9.4% from 2015

Annual return

4.88%

+4.55 pp from 2015

Benchmarks

See 5,140 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,140 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.20M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$32K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

163

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

83.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$592K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.67%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$201

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
STANCORP FINANCIAL GROUP1 year Service code 12 · EIN 93-1253576 1100 SW SIXTH AVENUE · PORTLAND, OR 97204	Custodial (other than securities); Di...	$14,896
NEWPORT GROUP, INC.1 year Service code 15 · EIN 27-2037969 307 UNIVERSITY BLVD BLDG 3 · MOBILE, AL 36688	Recordkeeping	$5,930
RELIANCE TRUST COMPANY2+ years Service code 19 · EIN 58-1428634 500 NORTHPARK SUITE 400 · ATLANTA, GA 303285646	Securities Custodian	$0

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$1K

$10 / participant

Contract admin$1K100.0%

% of EOY assets

0.060%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: KERN & THOMPSON, LLC
Auditor EIN: 931157146
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$17,391

$46,732-62.8%

$156,551-88.9%

$55,167-68.5%

Participation rate

81.1%

65.8%+15.3pp

84.0%-3.0pp

69.0%+12.1pp

Annual return

4.88%

17.72%-12.8pp

32.23%-27.4pp

169.23%-164.4pp

Employer contribution / active EE

$1,385

$2,105-34.2%

$5,501-74.8%

$1,963-29.4%

Participant deferral / active EE

$987

$2,204-55.2%

$4,871-79.7%

$3,054-67.7%

Admin fee / account holder

$10

$418-97.5%

$13,028-99.9%

$504-97.9%

Provider

Service type

Compensation

STANCORP FINANCIAL GROUP1 year

Service code 12 · EIN 93-1253576

1100 SW SIXTH AVENUE · PORTLAND, OR 97204

Custodial (other than securities); Di...

$14,896

NEWPORT GROUP, INC.1 year

Service code 15 · EIN 27-2037969

307 UNIVERSITY BLVD BLDG 3 · MOBILE, AL 36688

Recordkeeping

$5,930

RELIANCE TRUST COMPANY2+ years

Service code 19 · EIN 58-1428634

500 NORTHPARK SUITE 400 · ATLANTA, GA 303285646

Securities Custodian

C.A.T. RETIREMENT AND SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

C.A.T. RETIREMENT AND SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion