Retirement plan

C.A.T. RETIREMENT AND SAVINGS PLAN

Name: COMMUNITY ACTION TEAM, INC. - C.A.T. RETIREMENT AND SAVINGS PLAN (2015) Form 5500
Creator: COMMUNITY ACTION TEAM, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, C.A.T. RETIREMENT AND SAVINGS PLAN, COMMUNITY ACTION TEAM, INC.

COMMUNITY ACTION TEAM, INC.EIN 93-0554156Plan #002PY 2015

124 N 18TH ST - ST. HELENS, OR 97051503-366-6570LinkedIn51-200 employeesindividual & family services

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$2M

No prior year

Total participants

149

No prior year

Average account balance

$15,896

No prior year

Annual return

0.32%

No prior year

Benchmarks

See 4,452 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort4,452 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.20M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$32K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

163

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

83.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$592K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.67%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$201

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
DAILY ACCESS CORPORATION1+ years Service code 15 · EIN 63-1156117 307 UNIVERSITY BLVD BLDG 3 · MOBILE, AL 36688	Recordkeeping	$8,127
RELIANCE TRUST COMPANY1+ years Service code 19 · EIN 58-1428634 500 NORTHPARK SUITE 400 · ATLANTA, GA 303285646	Securities Custodian	$0

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$4K

$34 / participant

Contract admin$4K100.0%

% of EOY assets

0.219%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: KERN & THOMPSON, LLC
Auditor EIN: 931157146
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$15,896

$46,360-65.7%

$147,617-89.2%

$52,331-69.6%

Participation rate

84.1%

64.9%+19.2pp

84.6%-0.5pp

68.1%+16.0pp

Annual return

0.32%

1.62%-1.3pp

61.98%-61.7pp

4.54%-4.2pp

Employer contribution / active EE

$1,279

$2,126-39.9%

$5,564-77.0%

$1,882-32.1%

Participant deferral / active EE

$775

$2,258-65.7%

$4,895-84.2%

$3,022-74.4%

Admin fee / account holder

$35

$766-95.5%

$11,612-99.7%

$592-94.1%

Provider

Service type

Compensation

DAILY ACCESS CORPORATION1+ years

Service code 15 · EIN 63-1156117

307 UNIVERSITY BLVD BLDG 3 · MOBILE, AL 36688

Recordkeeping

$8,127

RELIANCE TRUST COMPANY1+ years

Service code 19 · EIN 58-1428634

500 NORTHPARK SUITE 400 · ATLANTA, GA 303285646

Securities Custodian

C.A.T. RETIREMENT AND SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

C.A.T. RETIREMENT AND SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion