Retirement plan

HARDER MECHANICAL CONTRACTORS, INC. RETIREMENT PLAN

Name: HARDER MECHANICAL CONTRACTORS, INC. - HARDER MECHANICAL CONTRACTORS, INC. RETIREMENT PLAN (2016) Form 5500
Creator: HARDER MECHANICAL CONTRACTORS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, HARDER MECHANICAL CONTRACTORS, INC. RETIREMENT PLAN, HARDER MECHANICAL CONTRACTORS, INC.

HARDER MECHANICAL CONTRACTORS, INC.EIN 93-0525328Plan #001PY 2016

2148 NE MLK JR. BLVD. - PORTLAND, OR 97212503-281-1112harder.comLinkedIn1001-5000 employeesconstruction

Prospect flagsLow returnsCorrective distributions

Top hat statement on fileNQDC

Filed June 8, 2009

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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How to read this page

Total assets (EOY)

$28.5M

No prior year

Total participants

216

No prior year

Average account balance

$156,627

No prior year

Annual return

-2.89%

No prior year

Benchmarks

See 2,382 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants100-249

Cohort2,382 peers

Snapshot2016

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Analytics

Total assets (EOY)

Plan-year ending balance

$110.19M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$231K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

476

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$8.06M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$24K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.09%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$343

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 6 by compensation

Provider	Service type	Compensation
SLOY DAHL & HOLST1+ years Filed as: SLOY DAHL & HOLST INC. Service code 26 · EIN 93-0989022	Advisory (Participants)	$26,294
TENBRIDGE PARTNERS LLC1+ years Service code 26 · EIN 45-3466822	Advisory (Participants)	$10,552
CHARLES SCHWAB & CO., INC.1+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833	Recordkeeping	$1,500
CHARLES SCHWAB & CO., INC.1+ years Service code 33 · EIN 94-1737782	Float revenue; Securities brokerage; ...	$737
CHARLES SCHWAB & CO., INC.1+ years Filed as: CHARLES SCHWAB & CO. AND AFFILIATES Service code 59	Shareholder Servicing	$0
CHARLES SCHWAB & CO., INC.1+ years Filed as: CHARLES SCHWAB BANK Service code 25 · EIN 42-1558009	Directed Trustee	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2R2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$49K

$284 / participant

Investment mgmt$37K75.5%
Other / not subdivided$12K24.5%

% of EOY assets

0.171%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.

Auditor firm: HOFFMAN, STEWART & SCHMIDT
Auditor EIN: 930743240
Audit fees: (not subdivided)
Opinion code: Disclaimer

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$156,627

$52,884+196.2%

$84,750+84.8%

$55,167+183.9%

Participation rate

80.2%

67.5%+12.7pp

76.6%+3.6pp

69.0%+11.2pp

Annual return

-2.89%

18.03%-20.9pp

22.78%-25.7pp

169.23%-172.1pp

Employer contribution / active EE

$13,207

$2,233+491.3%

$3,574+269.5%

$1,963+572.9%

Participant deferral / active EE

$5,430

$2,644+105.4%

$3,712+46.3%

$3,054+77.8%

Admin fee / account holder

$268

$581-53.8%

$5,332-95.0%

$504-46.8%

Provider

Service type

Compensation

SLOY DAHL & HOLST1+ years

Filed as: SLOY DAHL & HOLST INC.

Service code 26 · EIN 93-0989022

Advisory (Participants)

$26,294

TENBRIDGE PARTNERS LLC1+ years

Service code 26 · EIN 45-3466822

Advisory (Participants)

$10,552

CHARLES SCHWAB & CO., INC.1+ years

Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC

Service code 15 · EIN 34-1479833

Recordkeeping

$1,500

CHARLES SCHWAB & CO., INC.1+ years

Service code 33 · EIN 94-1737782

Float revenue; Securities brokerage; ...

$737

CHARLES SCHWAB & CO., INC.1+ years

Filed as: CHARLES SCHWAB & CO. AND AFFILIATES

Service code 59

Shareholder Servicing

CHARLES SCHWAB & CO., INC.1+ years

Filed as: CHARLES SCHWAB BANK

Service code 25 · EIN 42-1558009

Directed Trustee

HARDER MECHANICAL CONTRACTORS, INC. RETIREMENT PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

HARDER MECHANICAL CONTRACTORS, INC. RETIREMENT PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion