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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,613 | $60,349+13.7% | $74,184-7.5% | $62,881+9.1% |
| Participation rate | 75.0% | 72.7%+2.3pp | 76.6%-1.6pp | 69.3%+5.7pp |
| Annual return | -3.86% | 21.38%-25.2pp | 17.74%-21.6pp | 20.14%-24.0pp |
| Employer contribution / active EE | $246 | $1,680-85.4% | $2,370-89.6% | $2,281-89.2% |
| Participant deferral / active EE | $2,176 | $2,856-23.8% | $3,550-38.7% | $3,203-32.1% |
| Admin fee / account holder | $2,052 | $4,261-51.8% | $5,586-63.3% | $4,296-52.2% |