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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,534 | $100,194-62.5% | $122,979-69.5% | $86,983-56.8% |
| Participation rate | 71.9% | 73.0%-1.0pp | 77.2%-5.3pp | 69.5%+2.4pp |
| Annual return | 16.29% | 16.47%-0.2pp | 20.12%-3.8pp | 25.83%-9.5pp |
| Employer contribution / active EE | $298 | $2,326-87.2% | $3,062-90.3% | $2,584-88.5% |
| Participant deferral / active EE | $2,266 | $4,133-45.2% | $5,003-54.7% | $4,194-46.0% |
| Admin fee / account holder | $1,388 | $10,148-86.3% | $12,864-89.2% | $7,856-82.3% |