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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,462 | $60,349+174.2% | $74,184+123.0% | $62,881+163.1% |
| Participation rate | 86.2% | 72.7%+13.5pp | 76.6%+9.6pp | 69.3%+16.9pp |
| Annual return | 6.64% | 21.38%-14.7pp | 17.74%-11.1pp | 20.14%-13.5pp |
| Employer contribution / active EE | $0 | $1,680-100.0% | $2,370-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $4,089 | $2,856+43.2% | $3,550+15.2% | $3,203+27.7% |
| Admin fee / account holder | $18,690 | $4,261+338.6% | $5,586+234.6% | $4,296+335.1% |