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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,364 | $100,811+123.5% | $86,698+159.9% | $134,545+67.5% |
| Participation rate | 69.6% | 79.0%-9.4pp | 76.6%-7.0pp | 81.2%-11.7pp |
| Annual return | -16.95% | 29.11%-46.1pp | 35.96%-52.9pp | 418.37%-435.3pp |
| Employer contribution / active EE | $0 | $3,490-100.0% | $2,837-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $3,107 | $5,339-41.8% | $4,656-33.3% | $6,401-51.5% |
| Admin fee / account holder | $19,783 | $10,926+81.1% | $7,492+164.1% | $11,431+73.1% |