Retirement plan

WARM SPRINGS PROFIT SHARING AND 401(K) PLANS

Name: THE CONFEDERATED TRIBES OF THE WARM SPRINGS RESERVATION OF OREGON - WARM SPRINGS PROFIT SHARING AND 401(K) PLANS (2016) Form 5500
Creator: THE CONFEDERATED TRIBES OF THE WARM SPRINGS RESERVATION OF OREGON
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, WARM SPRINGS PROFIT SHARING AND 401(K) PLANS, THE CONFEDERATED TRIBES OF THE WARM SPRINGS RESERVATION OF OREGON

THE CONFEDERATED TRIBES OF THE WARM SPRINGS RESERVATION OF OREGONEIN 93-0383362Plan #001PY 2016

PO BOX C - WARM SPRINGS, OR 97761541-553-3498LinkedIn1-10 employeesmedical practice

Prospect flagsLow assets / participant

How to read this page

Total assets (EOY)

$6.7M

+4.1% from 2015

Total participants

613

-11.7% from 2015

Average account balance

$12,192

+7.7% from 2015

Annual return

5.57%

+6.35 pp from 2015

Benchmarks

See 783 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants250-999

Cohort783 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$6.56M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$17K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

385

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

69.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$456K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.99%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$78

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
MILLIMAN, INC.2+ years Filed as: MILLIMAN INC. Service code 15 · EIN 91-0675641	Recordkeeping	$71,585
CHARLES SCHWAB & CO., INC.2+ years Filed as: CHARLES SCHWAB BANK Service code 18 · EIN 42-1558009	Custodial (securities); Shareholder s...	$7,846
CHARLES SCHWAB & CO., INC.2+ years Service code 19 · EIN 94-1737782	Securities Custodian	$100
CHARLES SCHWAB & CO., INC.2+ years Filed as: CHARLES SCHWAB & CO INC Service code 19	Securities Custodian	$0
CHARLES SCHWAB & CO., INC.2+ years Filed as: CHARLES SCHWAB & CO. INC Service code 19	Securities Custodian	$0

Plan features & details

Pension benefit codes2E2F2J2K2T2G

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

1 tripped

OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$75K

$272 / participant

Other / not subdivided$75K100.0%

% of EOY assets

1.123%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: STAUFFER & ASSOCIATES PLLC
Auditor EIN: 912003781
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$12,192

$39,859-69.4%

$78,676-84.5%

$57,658-78.9%

Participation rate

76.0%

66.1%+9.9pp

73.6%+2.4pp

70.2%+5.8pp

Annual return

5.57%

18.96%-13.4pp

62.19%-56.6pp

5.13%+0.4pp

Employer contribution / active EE

$1,854

$1,786+3.8%

$2,850-34.9%

$1,974-6.0%

Participant deferral / active EE

$656

$2,248-70.8%

$3,517-81.4%

$3,061-78.6%

Admin fee / account holder

$137

$76+79.7%

$4,510-97.0%

$95+44.9%

Provider

Service type

Compensation

MILLIMAN, INC.2+ years

Filed as: MILLIMAN INC.

Service code 15 · EIN 91-0675641

Recordkeeping

$71,585

CHARLES SCHWAB & CO., INC.2+ years

Filed as: CHARLES SCHWAB BANK

Service code 18 · EIN 42-1558009

Custodial (securities); Shareholder s...

$7,846

CHARLES SCHWAB & CO., INC.2+ years

Service code 19 · EIN 94-1737782

Securities Custodian

$100

CHARLES SCHWAB & CO., INC.2+ years

Filed as: CHARLES SCHWAB & CO INC

Service code 19

Securities Custodian

CHARLES SCHWAB & CO., INC.2+ years

Filed as: CHARLES SCHWAB & CO. INC

Service code 19

Securities Custodian

WARM SPRINGS PROFIT SHARING AND 401(K) PLANS

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

WARM SPRINGS PROFIT SHARING AND 401(K) PLANS

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion