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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,994 | $49,976+88.1% | $66,674+41.0% | $82,637+13.7% |
| Participation rate | 100.0% | 63.1%+36.9pp | 73.7%+26.3pp | 68.1%+31.9pp |
| Annual return | 15.60% | 39.09%-23.5pp | 321.24%-305.6pp | 53.51%-37.9pp |
| Employer contribution / active EE | $1,517 | $1,988-23.7% | $2,620-42.1% | $2,552-40.6% |
| Participant deferral / active EE | $6,374 | $2,847+123.9% | $4,084+56.1% | $4,126+54.5% |
| Admin fee / account holder | $3,571 | $4,594-22.3% | $5,098-30.0% | $7,339-51.3% |