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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,390 | $57,305+15.9% | $86,640-23.4% | $75,173-11.7% |
| Participation rate | 81.8% | 63.2%+18.6pp | 71.7%+10.1pp | 67.2%+14.6pp |
| Annual return | 13.35% | 2674.24%-2660.9pp | 592.52%-579.2pp | 160.72%-147.4pp |
| Employer contribution / active EE | $1,270 | $2,316-45.2% | $3,024-58.0% | $2,671-52.5% |
| Participant deferral / active EE | $5,505 | $3,320+65.8% | $4,438+24.0% | $4,126+33.4% |
| Admin fee / account holder | $2,468 | $4,116-40.0% | $5,616-56.0% | $5,651-56.3% |