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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,477 | $61,125+49.7% | $94,057-2.7% | $87,485+4.6% |
| Participation rate | 56.9% | 64.1%-7.1pp | 73.3%-16.4pp | 68.9%-12.0pp |
| Annual return | 15.02% | 35.20%-20.2pp | 480.62%-465.6pp | 26.06%-11.0pp |
| Employer contribution / active EE | $2,563 | $2,136+20.0% | $2,933-12.6% | $2,596-1.3% |
| Participant deferral / active EE | $4,634 | $3,260+42.1% | $4,709-1.6% | $4,274+8.4% |
| Admin fee / account holder | $5,508 | $5,629-2.1% | $7,244-24.0% | $7,775-29.2% |