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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,050 | $57,305-5.7% | $86,640-37.6% | $75,173-28.1% |
| Participation rate | 82.8% | 63.2%+19.5pp | 71.7%+11.1pp | 67.2%+15.6pp |
| Annual return | 17.79% | 2674.24%-2656.4pp | 592.52%-574.7pp | 160.72%-142.9pp |
| Employer contribution / active EE | $2,583 | $2,316+11.5% | $3,024-14.6% | $2,671-3.3% |
| Participant deferral / active EE | $5,381 | $3,320+62.1% | $4,438+21.2% | $4,126+30.4% |
| Admin fee / account holder | $2,197 | $4,116-46.6% | $5,616-60.9% | $5,651-61.1% |