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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,996 | $58,258+21.9% | $81,820-13.2% | $80,925-12.3% |
| Participation rate | 69.6% | 63.5%+6.1pp | 72.4%-2.8pp | 67.7%+1.9pp |
| Annual return | 14.27% | 41.76%-27.5pp | 777.93%-763.7pp | 35.65%-21.4pp |
| Employer contribution / active EE | $2,392 | $2,345+2.0% | $2,915-18.0% | $2,756-13.2% |
| Participant deferral / active EE | $4,500 | $3,284+37.0% | $4,323+4.1% | $4,299+4.7% |
| Admin fee / account holder | $2,145 | $4,976-56.9% | $7,391-71.0% | $6,940-69.1% |