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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,148 | $196,972+4.2% | $182,262+12.6% | $198,609+3.3% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 18.15% | 158.27%-140.1pp | 140.60%-122.4pp | 202.70%-184.5pp |
| Employer contribution / active EE | $9,629 | $5,364+79.5% | $5,046+90.8% | $5,055+90.5% |
| Participant deferral / active EE | $15,285 | $8,643+76.9% | $8,276+84.7% | $6,977+119.1% |
| Admin fee / account holder | $1,554 | $18,429-91.6% | $16,712-90.7% | $19,030-91.8% |