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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,396 | $99,875-72.6% | $146,866-81.3% | $86,983-68.5% |
| Participation rate | 95.9% | 75.8%+20.1pp | 82.5%+13.4pp | 69.5%+26.4pp |
| Annual return | 43.06% | 28.10%+15.0pp | 102.85%-59.8pp | 25.83%+17.2pp |
| Employer contribution / active EE | $5,642 | $3,224+75.0% | $4,425+27.5% | $2,584+118.3% |
| Participant deferral / active EE | $9,961 | $6,322+57.6% | $7,759+28.4% | $4,194+137.5% |
| Admin fee / account holder | $3,909 | $7,838-50.1% | $13,620-71.3% | $7,856-50.2% |