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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,396 | $106,749-74.3% | $145,433-81.2% | $82,448-66.8% |
| Participation rate | 95.9% | 75.6%+20.3pp | 82.1%+13.8pp | 68.1%+27.9pp |
| Annual return | 43.06% | 27.59%+15.5pp | 66.58%-23.5pp | 41.64%+1.4pp |
| Employer contribution / active EE | $5,642 | $3,444+63.8% | $4,554+23.9% | $2,551+121.2% |
| Participant deferral / active EE | $9,961 | $6,519+52.8% | $7,897+26.1% | $4,139+140.7% |
| Admin fee / account holder | $3,909 | $8,390-53.4% | $13,129-70.2% | $7,234-46.0% |