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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,628 | $97,125-83.9% | $86,233-81.9% | $137,256-88.6% |
| Participation rate | 87.5% | 74.2%+13.3pp | 69.0%+18.5pp | 80.0%+7.5pp |
| Annual return | 21.07% | 74.19%-53.1pp | 61.39%-40.3pp | 220.34%-199.3pp |
| Employer contribution / active EE | $2,061 | $2,841-27.5% | $2,504-17.7% | $4,156-50.4% |
| Participant deferral / active EE | $4,458 | $5,180-13.9% | $4,559-2.2% | $6,407-30.4% |
| Admin fee / account holder | $1,776 | $9,725-81.7% | $8,342-78.7% | $12,270-85.5% |